PAI will pay out a benefit that helps with loss of income while you cannot work; this is typical as a lump sum payment. Something to keep in mind is that some insurance companies will even pay out for accidents that result outside of the workplace.
Who needs to consider personal accident insurance? Anyone who france email database owns a business, and any businesses that have employees. It helps to cover financial worries when the employee or employer is unable to work. Industries that are more prone to accidents like constructions should consider this.
Business Interruption Insurance
If, for any reason (usually a fire, flood, or natural disaster), you cannot trade and complete work, as usual, this can have a serious impact on your reputation and your clients. Business Interruption Insurance covers a reduction in income and may cover working expenses that are a result of the natural disaster.
Who needs to consider business interruption insurance? Any business type that would not work as usual if there were damage to the premises.
IT and Cyber Insurance